12-Hour Ethics & California Insurance Code Prelicensing Course
Gain the knowledge you need to meet the mandatory California Ethics requirement through engaging avatars, concise content, and practice exams. This online course is built to help you succeed on your state licensing exam the first time, focusing specifically on the 12-Hour Ethics & California Insurance Code training required for California producers.
Understanding California’s Ethics & Insurance Code Requirements
As a licensed California insurance producer, you will learn how to navigate Ethics requirements, understand your fiduciary duties, and apply the California Insurance Code so you can protect consumers and stay compliant. This course also covers the state-mandated 1-hour Fraud training, which is included within the 12-Hour Ethics requirement.
Starting January 1, 2026, under AB 943 the traditional 20-hour prelicensing requirement has been eliminated for most license lines, but the 12-Hour Ethics & California Insurance Code course remains mandatory. This Ethics course is the core step in your California prelicensing path. For a full breakdown of AB 943 and the 2026 changes, read our detailed update here.

Key Exam Topics:

California 12-Hour Ethics

California Insurance Code

Unfair trade practices

Consumer protection rules

Fiduciary responsibilities

Conflicts of interest

Privacy & confidentiality

Fraud prevention (1-hour requirement)

CDI compliance rules

Regulatory enforcement
Innovative Course Tools Designed for Your Success

Pre-Licensing Lessons

Exam-Style Quizzes

State-Aligned Curriculum

Interactive Course Tools

Video Learning Modules

Auto-Tracked Progress

Practice Test Mode

Flashcard Reviews

Avatar Video Lessons

Simulated Exam